Looking for a House I Can Afford

I am going to try to buy a house pretty soon, although it is not likely to be a very big one and it is probably going to be a house that needs a good bit of do it yourself work. I am going to have to save up some more money for a down payment and try to figure out how to get the lowest monthly cost of ownership. Of course since I am living in the Dallas Fort Worth area, if I click here then I can figure out what electricity is going to cost in any given location. It is not that way in other states where I have lived. If you want to get electricity there is one choice and you have to pay them. Here in Texas they have around a hundred different electric power providers, but you can not choose from that many in any given location. Usually you get to pick between three or four different power companies, with more in heavily populated areas and fewer in the rural areas where there are not many customers.

I have looked at a couple of houses so far, but it is going to take some time for me to figure out how to afford it. One thing that worries me is that I am going to have to empty my savings account to afford the down payment. I have to worry that I might have some unexpected expense that would really put me in the hole. I do not want to end up living off of my credit cards, that is just a recipe for disaster. You have to be prepared for things to go bad, because they are not going to always go according to your best laid plans. Obviously at some point you have to take a chance or two.

(Visited 57 times, 1 visits today)

Comments are closed.